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Polly Helps You Get Your Car

And Home Insurance Together
Whether you own or rent your home, you have a wonderful sense of achievement and a connection to your community.

But choosing insurance to cover your home can feel complex and overwhelming.

At Polly, we have exceptional agents to support you and unlock unexpected value and potential savings as your move into your new home. Here are some potential discounts offered by some of our carriers: 

Group 345

Bundling Discounts Auto-related policies bundled with Homeowners or Renters policies.

Group 347

Go Green Discounts Paperless, Auto Pay, EFT, Pay in Full.

Group 344

New Home Construction and/or New Home-buyer Discounts

Group 346

Gated Community and HOA Discounts

Group 230

Claims Free Discount

Group 332

Retired or Mature Discount

Group 344

Home Improvements/Upgrades/Safety-related Home Discounts

  • Roof Age and/or Roof upgrades
  • Home Security System
  • Fire Prevention
  • Smoke-Free
  • Smart Home
  • Automatic Water Shutoff

Group 306

Renter's Insurance: Protects your personal property in a rented home, condo or apartment from events as specified in your policy, and will pay you for stolen or damaged possessions. It also provides personal liability coverage to cover the cost of someone else's injuries occurring at your property, as well as claims against you for property damage.

Group 273
  • Homeowners Insurance: Typically broken down into six parts that covers much more than your home itself. 
    • Coverage A: Dwelling, which is your home and attached structures (i.e., a garage). 
    • Coverage B: Other Structures, like a carport or backyard shed, stand-alone structures. 
    • Coverage C: Personal Property covers the repair or replacement of property stolen or damaged in a covered loss - anywhere in the world. 
    • Coverage D: Additional Living Expenses help cover the cost of lodging, meals and other related expenses if you are required to vacate our home due to a covered loss.
    • Coverage E: Personal Liability covers the cost of someone else's (not a resident) injuries occurring on your property, as well as claims against you for property damage. 
    • Coverage F: Medical Payments covers medical costs incurred on the property by those not listed as residents of the household, regardless of fault. 

  • We can also offer you optional Endorsements (also known as Riders or Floaters) that can provide additional or increased limits of coverage to the Homeowners Policy for additional premiums.
    • Coverage limits on jewelry, coins, watercraft, firearms, silverware, on-premises business property, electronics, etc. 
    • Personal Property Replacement Cost coverage
    • Earthquake coverage
    • Windstorm coverage
    • Ordinance or Law coverage
    • Sewer Backup coverage
    • Mold/Fungi coverage

  • And more recently popular coverages like
    • Identity Theft
    • Personal Cyber Security
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