Polly Helps You Get Your Car

And Home Insurance Together

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Whether you own or rent your home, you have a wonderful sense of achievement and a connection to your community.

But choosing insurance to cover your home can feel complex and overwhelming.

At Polly, we have exceptional agents to support you and unlock unexpected value and potential savings as your move into your new home. Here are some potential discounts offered by some of our carriers:

Bundling Discounts Auto-related policies bundled with Homeowners or Renters policies.

Go Green Discounts Paperless, Auto Pay, EFT, Pay in Full.

New Home Construction and/or New Home-buyer Discounts

Gated Community and HOA Discounts

Claims Free Discount

Retired or Mature Discount

Home Improvements/Upgrades/Safety-related Home Discounts

Roof Age and/or Roof upgrades
Home Security System
Fire Prevention
Smoke-Free
Smart Home
Automatic Water Shutoff

Talk to an Agent Get a Quote

Get It Together

And Get Smart On Home Insurance

Remember, insurance isn’t just about savings. When it comes to protecting the roof over your head that protects you and your family, we want to help you make sure you’re made whole as soon as possible following an unfortunate event.

So, we’re well informed on home property coverages and will present you with your options.

Get It Together

And Get Smart On Home Insurance

Renters

Renter's Insurance: Protects your personal property in a rented home, condo or apartment from events as specified in your policy, and will pay you for stolen or damaged possessions. It also provides personal liability coverage to cover the cost of someone else's injuries occurring at your property, as well as claims against you for property damage.

Homeowners

Homeowners Insurance: Typically broken down into six parts that covers much more than your home itself.
- Coverage A: Dwelling, which is your home and attached structures (i.e., a garage).
- Coverage B: Other Structures, like a carport or backyard shed, stand-alone structures.
- Coverage C: Personal Property covers the repair or replacement of property stolen or damaged in a covered loss - anywhere in the world.
- Coverage D: Additional Living Expenses help cover the cost of lodging, meals and other related expenses if you are required to vacate our home due to a covered loss.
- Coverage E: Personal Liability covers the cost of someone else's (not a resident) injuries occurring on your property, as well as claims against you for property damage.
- Coverage F: Medical Payments covers medical costs incurred on the property by those not listed as residents of the household, regardless of fault.

We can also offer you optional Endorsements (also known as Riders or Floaters) that can provide additional or increased limits of coverage to the Homeowners Policy for additional premiums.
- Coverage limits on jewelry, coins, watercraft, firearms, silverware, on-premises business property, electronics, etc.
- Personal Property Replacement Cost coverage
- Earthquake coverage
- Windstorm coverage
- Ordinance or Law coverage
- Sewer Backup coverage
- Mold/Fungi coverage

And more recently popular coverages like
- Identity Theft
- Personal Cyber Security

Get It Together

And Get Better

When our customers find out how easy it is to bundle their insurance and get on with their lives, they fall in love.

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