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Polly Helps You Get Your Car

And Car Insurance Together
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Better rates generally for new (vs used) car buyers (use your VIN to get a quote)

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Activate telematics to reduce your premium for driving safely

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Bundle other household cars and drivers, or even your home, to help find savings 

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You may also save just for owning a home, even if you don't bundle it through us

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Elect to Go Green and you could save when you go paperless and/or drive an electric or hybrid vehicle

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No longer driving as much? You may be able to lower your rate with low-mileage discounts or away-from-home discounts for your student

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And if you auto-pay, do EFT, or pay in full, you could save, save, and save more

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Collision coverage

In case your car is hit by another vehicle, hits another vehicle or object, or rolls over while driving.

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Comprehensive coverage

In case your car experiences damage caused by non-collision events.

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Liability coverage

In case your car causes bodily injury or property damage to another vehicle or driver.

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Bodily injury

Covers medical bills.

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Property damage

Coverage damage to property.

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Coverage limits

Usually listed in figures like 50/100/50.

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In bodily injury coverage per person.

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In bodily injury per accident.

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In property damage per accident.

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Uninsured/Underinsured Motorist Coverage

In case your car is hit by someone with little to no coverage.

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Medical Payments Coverage

In case medical and/or funeral expenses are required following a car accident.

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Personal Injury Protection (PIP)

It covers you and your passengers for medical expenses and loss of income after a car accident, no matter who's at fault.

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Rental Car Reimbursement

Inflation affects everything; make sure you have enough to rent the kind of vehicle you need while your car is being repaired or replaced.

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Gap Insurance

In case your car is totaled and the payout value isn't as much as what you owe on it. Our experience is this is best purchased through the dealership.

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Roadside Assistance

In case your car breaks down on the side of the road and you need to be towed, have a tire changed, or have gas brought to you.


"The Polly insurance agent was so kind, thoughtful, patient, knowledgeable, friendly, and the most helpful insurance person I have spoken to. Talking to Polly was one of the best decisions I made. I would be willing to bet you won’t be sorry either. And they saved me money on my car and home insurance - to boot!!"

— K. Holderman | Polly Customer

Agent of the year

2019, 2020, 2021, and 2022

5 stars rating

Agent for the Future

2019, 2020

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